Make stats that are overcapped on a player buffer against received debuffs to that stat.
For calculation purposes treat those overcap points as derived from buffs, and only factor in after all regular buffs have been canceled out
Example: player has 79/75 Dex in his template, the debuff must eat through the 4 extra Dex before the item bonus starts being lowered
STR DEX QUI CON
Matter Heat Cold
Body Energy Spirit
-could be invested into to insulate from debuffs here and there or all towards one
For calculation purposes treat those overcap points as derived from buffs, and only factor in after all regular buffs have been canceled out
Example: player has 79/75 Dex in his template, the debuff must eat through the 4 extra Dex before the item bonus starts being lowered
STR DEX QUI CON
Matter Heat Cold
Body Energy Spirit
-could be invested into to insulate from debuffs here and there or all towards one